Intro
ACA / Marketplace phone sales means household size, income, doctors, subsidies, and “I’m healthy, I don’t need it.” WhisprIQ is an ACA health AI sales assistant that shows suggestions on your screen only. It never speaks to your customer. Pause anytime. Use, adapt, or ignore. You remain responsible for Marketplace, carrier, and state rules — WhisprIQ does not make calls compliant.
Hard parts of ACA health phone calls
- Opening with required introductions without losing the lead
- Explaining why coverage matters even when someone feels healthy
- Walking household, income, doctors, and eligibility accurately
- Subsidy / APTC conversations without overpromising numbers
- Enrolling only with clear prospect consent
- Documenting what was discussed — you own compliance
5 common ACA health objections (moment → strategy → action)
Illustrative only. Follow CMS Marketplace, carrier, and company-approved scripts. No close-rate promises. Enroll only with consent.
1. “I’m healthy, I don’t need it.”
- Moment / acknowledge: Acknowledge feeling fine today.
- Strategy: Coverage is for the unexpected; also discuss preventive care and financial protection in plain language your scripts allow.
- Action: Ask permission to review plans and doctors; if a fit and they consent, walk enrollment on this call.
2. “It’s too expensive / I can’t afford premiums.”
- Moment / acknowledge: Budget pressure is real.
- Strategy: Check subsidy eligibility and metal levels; compare total expected cost, not sticker alone.
- Action: Run household/income facts; show options; enroll only with clear consent if appropriate.
3. “I need to talk to my spouse.”
- Moment / acknowledge: Household decisions matter.
- Strategy: Finish eligibility fact-finding so both review concrete options.
- Action: Complete household/doctors notes; schedule both parties — or continue enrollment path only with proper consent when your process allows.
4. “I’ll just go to the ER if I need to.”
- Moment / acknowledge: Common belief — address gently.
- Strategy: Explain typical ER vs insured path costs in general terms your compliance language allows — no scare tactics.
- Action: Offer a short plan review; enroll only if they ask and consent.
5. “I already looked on Healthcare.gov.”
- Moment / acknowledge: Respect the homework.
- Strategy: Clarify what a licensed agent still helps with (doctors, drugs, fit) without bashing the site.
- Action: Review their household against available plans; enroll with consent if a better fit appears.
Full write-ups: ACA health objection handling
Compliance points the agent owns
- WhisprIQ never claims to make ACA / Marketplace calls compliant.
- You own TCPA, recording consent, CMS/Marketplace rules, and carrier SOPs.
- Suggestions here are illustrative — not official CMS scripts.
- WhisprIQ never speaks to the customer.
How it works (3 steps)
- Sign up and install WhisprIQ on Windows.
- Start call — mic + call audio via computer dialer or softphone.
- Read, then respond — suggestions on your screen; you stay in charge.
Mac: waitlist on /download.
Dialer wording (confirmed only)
Works best with a computer dialer or softphone (calls made from your computer). No named dialer or CRM integrations listed.
Pricing (live 2026-10-26)
- Free trial: card required; not charged until your 2 free hours are used (or 14 days). Cancel anytime.
- Starter $49 / 20 hours
- Pro $99 / 50 hours or $948 / year
- Power $199 / 120 hours
- Teams from $89 / agent / month for 5+, 50 hours per agent
3 FAQs
Can WhisprIQ enroll someone for me?
No. You conduct the call and enrollment. It only shows suggestions.
Is this allowed under Marketplace rules?
You must follow CMS and carrier rules yourself. The tool does not certify compliance.
Windows only?
Yes for now. Mac waitlist on /download.
Internal links
- ACA health objection handling
- Medicare assistant
- AI agent assist for insurance
- Pricing · Sign up · Download
CTA
Try it free on your next ACA health call → /signup
WhisprIQ (whispriq.com) ≠ WhisperIQ.dev, Wispr Flow, Whispr, or Whisper transcription.